Life & Pensions
In late 2009 Spence Johnson issued a research note under its ‘Broad Brush’ label which identified an astonishing lack of real information in this market, which persists today. Data of even the most basic sort has been missing in this market. This makes it very difficult for those participating in or entering the market to answer further questions to help them in their planning such as how the market is best segmented, and how clients and competitors behave in the various segments.
Since 2009, the team at Spence Johnson have been working hard to research both published and private sources in order to develop the measures that are missing. This offering is the result.
The Pensions Communications Project 2010
A global project to collect examples of excellent communications between retirement plans and participant employees. Defined Contribution (DC) pension plan members in the UK have low engagement with their retirement benefits. To help address this important issue, eight leading UK pensions industry firms, including the National Association of Pension Funds, sponsored a project to learn from examples of pensions workplace communications excellence around the world.
Entering the DCIO market Building a UK business plan based on lessons from the US
DCIO is the acronym for the ‘investment only’ provision by asset managers of investment products direct to schemes and to platforms and other distributors in the DC market. The market is in its infancy in the UK, but is mature in the US. Lessons can be learned from US precedents. This study pinpoints what the most important lessons might be, and how these can be translated into predictions for the UK, and inputs for business planning for entering this market.
The Five Futures Studies series draws on industry-wide thinking to create five scenarios to describe the range of likely outcomes in each of seven investment related business areas. Three of these focus on areas of relevance to the Life & Pensions industry.
